Артур Томилко

26 фев в 14:25 26 фев

Владимир Путин подписал закон о самозапрете на выдачу кредитов Статьи редакции

Он вступит в силу с 1 марта 2025 года.

Документ позволяет россиянам устанавливать «запрет на заключение с ними договоров потребительского кредита (займа)» в банках и МФО. Право не распространяется на ипотеку, автокредиты и образовательные займы с господдержкой.
С 1 марта 2025 года установить или снять самозапрет можно будет через Госуслуги. До 1 сентября 2025 года заявления также будут принимать в МФЦ.
В день подачи заявки или на следующий день все квалифицированные бюро кредитных историй должны обновить сведения о запрете. Эту информацию банки и МФО будут запрашивать перед оформлением займа.
Законопроект о самозапрете на кредиты внесли в Госдуму в октбяре 2023 года. В третьем чтении его приняли 20 февраля 2024-го.

#новости #кредиты #законы

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Лавандовый Раф

26 фев

Я запрещаю себе покупать пиво и точка.

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Саша Серый

28 фев

Нужен закон на запрет, сам не можешь.

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