28 фев 2022 28.02.2022

Изменение (увеличение) ставки по ипотечному кредиту

Всем привет. Вопрос такой: если в ипотечном кредите, прямо по тексту в договоре, не предусмотрено изменение процентной ставки, может ли банк каким то образом увеличить её (имею в виду действующую ипотеку)? Ну вот даже например на фоне последних событий в экономике. Просто попадаются статьи, где Сбербанк или ВТБ заявляют что не планируют увеличивать ставки по уже выданным ипотекам. Так а как они могут увеличить, если в договоре таких опций не предусмотрено???

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Сбер

28.02.2022

Здравствуйте. Никаких изменений по действующим потребительским и ипотечным кредитам Сбербанк не вводит. При оформлении нового кредита с актуальными ставками можно ознакомиться на сайте банка

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Spitfire 82

28.02.2022 Автор

Вопрос в другом: в каких случаях банк (банки) могут увеличить процентную ставку в одностороннем порядке? Если это прямо не предусмотрено кредитным или ипотечным договором.

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Сбер

28.02.2022

Здравствуйте. Никаких изменений по действующим потребительским и ипотечным кредитам Сбербанк не вводит. При оформлении нового кредита с актуальными ставками можно ознакомиться на сайте банка

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