Affirm lets users take out microloans at the point of sale with participating vendors and aims to provide a quick, transparent, and more inclusive lending alternative to credit cards.
Customers enter their basic information and know within seconds (as opposed to weeks) if they're approved. Affirm looks at more than a FICO score, evaluating other things like social media activity to gauge financial responsibility.
Lower interest rates and increased transparency make Affirm appealing to millennials, and merchants like that Affirm assumes all the lending risks. Plus, retail partners see bigger purchases. Levchin doesn't want Affirm to make money from customers' debt. Instead, Affirm gets a small cut of sales, plus revenue from interest on loans.
Объясните мне темному плиз, чем это лучше кредитной карты?
Это банк нового типа, которому не требуется лицензия центральных банков?
Affirm lets users take out microloans at the point of sale with participating vendors and aims to provide a quick, transparent, and more inclusive lending alternative to credit cards.
Customers enter their basic information and know within seconds (as opposed to weeks) if they're approved. Affirm looks at more than a FICO score, evaluating other things like social media activity to gauge financial responsibility.
Lower interest rates and increased transparency make Affirm appealing to millennials, and merchants like that Affirm assumes all the lending risks. Plus, retail partners see bigger purchases. Levchin doesn't want Affirm to make money from customers' debt. Instead, Affirm gets a small cut of sales, plus revenue from interest on loans.
В нюансах, в общем, немного иное.
те же яйца, только в профиль. лично для гражданина рф не дает ничего.
Скорее аналог вебмани