Салимов Альберт

12 мар в 13:05 12 мар

Кредит & Депозит в УралСибе

Заглянул сегодня в УралСиб, карту донорскую получать.
Принимают депозиты 16% от 1 м.р, 15% от 100т.р. на срок 3 мес. Ставки средние по рынку.
Менеджер предложила оформить кредит под 9,9% годовых на срок до 7 лет. Не поверил, начал уточнять:
-страховок нет
-взносов и платежей нет
-программа лояльности без доп. платежей
Все еще не верю. Говорю:
-Беру Кредит 1 м.р. и кладу на депозит. Можно?
-Можно! Только невыгодно?
-Почему?
Участие в программе лояльности подразумевает, что оформляя кредит в 1 м.р. в договоре указывается сумма примерно в 1,5 раза больше необходимого. Встречались ли Вы с таким предложением в других банках??

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