ADVISORYSERVICE.RU

14 мая 2023 14.05.2023

Самозапрет на кредиты

С 1 июля 2024 года физлицам могут разрешить в своих кредитных историях устанавливать запрет заключать договоры потребительского кредита или займа.

Человек сможет через Госуслуги бесплатно подать заявление в бюро кредитных историй. Запрет можно будет распространить на все кредитные и микрофинансовые организации и договора или только на отдельные.

При этом банк или МФО будет обязан проверять в бюро кредитных историй есть или нет у клиента такой самозапрет. Если информация о запрете есть, банк должен отказать в выдаче кредита и уведомить об этом клиента.

Проект Федерального закона N 341256-8

для России был бы актуальным такой самозапрет на продажу алкоголя и посещение баров

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