{"id":13958,"url":"\/distributions\/13958\/click?bit=1&hash=1653c54cdbeec930ff9a7c615ae67978f3e6ecc3d631904994eebf6038843032","title":"\u041b\u0438\u0447\u043d\u044b\u0439 \u043e\u043f\u044b\u0442: \u00ab\u041c\u044b \u043e\u0431\u0440\u0430\u0431\u0430\u0442\u044b\u0432\u0430\u0435\u043c \u0437\u0430\u043a\u0430\u0437\u044b \u0441 \u201e\u041c\u0430\u0440\u043a\u0435\u0442\u0430\u201c \u043d\u0430 \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0435\u00bb","buttonText":"\u041a\u0430\u043a \u044d\u0442\u043e?","imageUuid":"691462d6-61d9-5119-8edb-356852492b15"}

1 мар 2022 1.03.2022

Вклады по 20%, но на 3-6 месяцев. Ну хоть так

По альфа-счету ставка поднялась до 14%, по альфа-вкладу – до 20% (на 3 месяца), так что перенес все деньги туда. Прологнация автоматическая, посмотрим условия 1 июня. На пол года ставка чуть ниже, а на 9 месяцев и год уже ниже значительно.

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Что там по ставкам вообще:

3 месяца: 20,33%

6 месяцев: 19,77%

9 месяцев: 15,78%

1 год: 10,47%

1,5 года: 10,74%

2 года: 11,02%

3 года: 11,60%

Самое невыгодное — 1 год, там столько же, сколько за пол года выйдет. И меньше, чем за 9 месяцев! Дольше — вообще непонятно. Вклад без пополнения и досрочного снятия. Если вдруг ставки поднимутся, буду смотреть. Если снизятся, значит жизнь налаживается. Так что 3 или 6 месяцев — это имхо самые рациональные сроки. Если будут еще деньги, буду смотреть, что с ними делать. На ВТБ условия похожие, но там по срокам неясно, надо дождаться, пока полностью условия обновят. По инвестициям пока холд. Всем скорейшего мира.

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